The Law Firm of Strazzeri Mancini LLP

3636 Nobel Drive, Suite 450

San Diego, CA 92122

Telephone: 858 200-1900

Facsimile: 858 200-1920

www.strazzerimancini.com

ssm@strazzerimancini.com

Partner/Attorney

Hopkinson & Abbondanza

746 High St.

Bath, ME 04530-2585

Telephone: 207 386-0400

rabbondanza@hablaw.com

www.hablaw.com

Biography

B.A., American Studies, Cum Laude, Amherst College, Amherst, Massachusetts, 1974

J.D., Catholic University of America, Washington, D.C., 1977

Admitted to practice in all Maine courts and the U.S. District Court for the District of Maine

Admitted to practice in all courts in Maryland and the District of Columbia

Frequent speaker on a variety of estate planning, retirement planning, real estate and business succession planning topics

Practiced with Rohrbaugh &ampamp Abbondanza and predecessor firm in Maryland and the District of Columbia from 1977 to 1990

Founding Partner in Hopkinson, Abbondanza &ampamp Backer, since November, 1992

Litigation experience since 1978 including several jury trials

Primary areas of practice include estate planning and probate, real estate and commercial transactional work, corporate law including general and limited partnerships, limited liability companies and family limited partnerships

Memberships

Yarmouth Town Council (member 2000)

Yarmouth Planning Board (member 1994-2000)

Board of Trustees, Woodfords Family Services (member 1992-present President 1997-2000)

Member, Maine Estate Planning Council

Member, National Network of Estate Planning Attorneys

Law Office of Lori Adasiewicz

3215 Alameda de las Pulgas

Menlo Park, CA 94025

650.475.7995

lori@customestateplanning.com

www.CustomEstatePlanning.com

Professional Accreditation: Admitted to the California State Bar and the Maine State Bar.

Education: J.D., University of California, Hastings College of the Law Bachelor of Arts in Spanish, San Francisco State University, San Francisco, California. 40-hour Mediation Certification, Probate Department of the Superior Court of Sacramento County. Laureate member, Southern California Institute.

Positions: Principal and founder, Law Office of Lori Adasiewicz, practicing in estate planning, probate and trust administration, business succession, asset protection and retirement issues. Arbitrator for FINRA. Board of Directors, Peninsula Estate Planning Council.

Member: American Bar Association, California State Bar Association, Wealth Counsel, Advisors Forum, Financial Planning Forum.

Personal: In her free time, Lori enjoys the outdoors with her dog, her horse and her kayak, and spending time with family and friends.

Carl "Chip" Allen, Jr.

Law Office of Carl H. Allen

466 Patten Street

Sonoma, CA 95476

Telephone: 707 996-2870

Facsimile: 707 996-2870

http://www.challenlaw.com

carl_allen@sbcglobal.net

The Hartford

Advanced Sales Consultant

200 Hopmeadow Street

Simsbury, CT 06089

860 843-8572

richard.blaser@hartfordlife.com

www.hartfordlife.com

The Hartford Private Wealth Management Group

620 West Germantown Pike, Suite 440

Plymouth Meeting, PA

Telephone: 610 729-7452

Mark.Bradford@hartfordlife.com

www.hartfordlife.com

Red Hill Law Group, PC

Attorney and Counselor at Law

1851 E. First Street, Suite 900

Santa Ana, CA 92705

Telephone: 714 733-4455

Facsimile: 714 464-4627

www.RedHillLawGroup.com

bb@RedHillLawGroup.com

Patrick B. Casey, J.D., CPA

Sunshine Professional Center

9240 Bonita Beach Road, Suite 1109

Bonita Springs, Florida 34135

Phone: (941) 498-6999

Fax: (941) 498-6990

Patrick is a practicing attorney and a licensed CPA. After successfully completing a term of duty in the United States Marine Corps, he attended Florida State University where he earned his degree in accounting. During the next 12 years he engaged in tax planning and compliance for medium to large businesses and their owners under the employ of Big 8, regional, and large local accounting firms, working largely with real estate syndications, financial institutions, automobile dealerships, and their owners. He later attended St. Thomas University School of Law, immediately after which he established Casey Law Office, LLC, a boutique law firm concentrating exclusively on the design and implementation of asset preservation and value transfer strategies.

Patrick is a member of the Florida Bar, is admitted to practice before the Supreme Court of the United States of America, the Federal District Courts for the Middle and Southern Districts of Florida, and the U.S. Tax Court. He actively participates on the Asset Preservation Committee of the Florida Bar where his work helped influence the asset protection provisions of the Florida Trust Code and where he is currently working on the review and modification of the Florida Limited Liability Corporation Act. Patrick is an active member of WealthCounsel, LLC, a national consortium of estate planning attorneys, where he leads the committee responsible for modifying the group's documents to conform to changes in the Florida Trust Code. Patrick has completed advanced and in-depth studies on planning for high net worth individuals and their business interests through the SC Institute where he is a fellow and member of its Laureate Circle. He is a frequent speaker at gatherings of Financial Professionals, Insurance Agents, and CPAs on topics relating to estate planning and asset protection and hosts regular workshops and study groups on these and related subjects. His teaching activities have included service as faculty for Lorman Educational Services.

The Hartford

National Private Wealth Management Consultant

829 East Walnut Street

Long Beach, NY 11561

Telephone: 516 507-9475

Dawn.Clifford@hartfordlife.com

www.hartfordlife.com

Fred F. Corbalis III

Spierer, Woodward, Corbalis & Goldberg

707 Torrance Blvd. Suite 200

Redondo Beach CA 90277

tel: (310) 540-3199

fax: (310) 316-1823

www.practicallawyer.com

Fred.Corbalis@practicallawyer.com

The Hartford

Senior Account Executive

20518 S. Noble Ln.

West Linn, OR 97068-7220

Telephone: 503 730-5010

http://www.hartfordlife.com

william.cosseboom@hartfordlife.com

Dunham & Associates Investment Counsel, Inc.

10251 Vista Sorrento Pkwy., Suite 200

San Diego, CA 92121-3769

Telephone: 858 964-0500

jeffrey.dunham@dunham.com

www.dunham.com

Forbush Legal Offices, P.C.

Attorney at Law

287 E. Fountain Blvd. Unit 200

Colorado Springs, CO 80903-4173

Telephone: 719 473-6654

Facsimile: 719 632-9788

www.forbushlegal.com

Kevin@forbushlegal.com

He is a member of the Colorado State Bar, the Trust and Estates Section of the Colorado Bar Association, the El Paso County Bar Association, the State Bar of California, and the Colorado Springs Chapter of the National Association of Insurance and Financial Advisors (NAIFA). Kevin retired in 2006 as a Lieutenant Colonel from the United States Air Force Reserves after 24 years of active-duty and reserve service. He served most of his military career as a member of the Air Force Judge Advocate General (JAG) Corps.

Kevin lives in Colorado Springs, Colorado, with his wife and best friend of 14 years, Beth Morgan, owner of Nourish4Life, LLC, (www.nourish4life.com) a nutritional products and wellness consulting business. Kevin and Beth have four children: Vance, a recent graduate of the University of California, Riverside Jason, a pre-med major at the University of Notre Dame Christian (Chris), age 13 and daughter, Bryson, age 8.

Kevin Forbush is an attorney and inactive CPA licensed in both Colorado and California. Kevin's combination of legal and accounting experience makes him uniquely qualified to counsel clients on the complex issues where the law, taxes and financial matters intersect. Kevin focuses his practice on estate planning, asset protection and business planning.

Kevin earned his Bachelor of Science in Business Administration (with a concentration in Accounting) from California State University, San Bernardino, in 1982 and his Juris Doctor, cum laude, from the University of California, Hastings College of Law in 1988.

The Hartford's Individual Life Division is proud to announce Bill Fortner, senior account executive, as the company's number one producer of life insurance sales through banks in 2007, based on premium. His production was a significant contributing factor to The Hartford finishing 2007 as the top seller of life insurance through banks, based on first year recurring premium. Fortner not only led the pack of over 230 Hartford account executives, he set a new record for life insurance production through banks in a single year.

Banks are a great growth story that's going to continue. Forward-thinking financial representatives are migrating from wirehouses to banks for the excellent prospecting system that banks offer. Many successful banks train their people to recognize and refer quality leads to the bank's financial specialists, says Fortner. This leads to more productive opportunities to help meet client needs.

Fortner is also drawn to the intimate client relationships that are unique to banks. Bank financial representatives have more face-to-face contact. They can experience a stronger relationship and emotional involvement with the clients and their families because they see them regularly in the bank branch.

Fortner got his start in the financial services industry 14 years ago at a bank. Starting out as a statewide sales and service manager in merchant services for Bank of America, he progressed through the ranks to vice president and district financial relationship manager. From there he served as a financial representative for Signator Financial Network/John Hancock Financial Services. He is now in his seventh year with The Hartford.

As a senior account executive, Fortner puts his skills to use helping banks' financial representatives understand and deliver effective life insurance strategies for their clients. He is knowledgeable in the uses of life insurance for wealth transfer, income protection, retirement and business strategies.

I am dedicated to helping families articulate their dreams, and working collaboratively with them to develop intergenerational strategies using life insurance to help those dreams come true, he says.

Fortner is a graduate of the University of Southern California in Los Angeles, where he earned a BA degree in communication arts and science. Bill Fortner is a register representative of Hartford Equity Sales Company, Inc., Simsbury, Conn.

Fortner works out of The Hartford's Southern California Life Sales Office, 4667 McArthur Blvd., Suite 201, Newport Beach, Calif.,92660. His phone number is 949-433-1063.

Hartford Life Insurance Company

4667 MacArthur Blvd., Suite 201

Newport Beach, CA 92660-1816

Telephone: 949 433 1063

william.fortner@hartfordlife.com

www.hartfordadvisor.com

The Gadzo Law Firm

Attorney at Law

715 Colorado Ave., Suite A

Palo Alto, CA 94303-3913

Telephone: 650 321-3050

Facsimile: 650 897-9800

http://www.gadzolaw.com

alexandra@gadzolaw.com

Dunham & Associates Investment Counsel, Inc.

10251 Vista Sorrento Pkwy. Suite 200

San Diego, CA 92121-3769

Telephone: 858 964-0500

http://www.dunham.com

stephen.geribo@dunham.com

Law Offices of Suzanne Graves

Attorney

1317 W. Foothill Blvd., Suite 245

Upland, CA 91786

Telephone: 909 981-6177

Facsimile: 909-981-8859

sgraves@suzannegraves.com

The Grupp Law Firm, PLLC

Attorney & Counselor at Law

842 W. Kathleen Ave.

Coeur d'Alene, ID 83815-9405

Telephone: 208.665.4600

Facsimile: 888.701.2147

http://www.grupplaw.com

matthew@grupplaw.com

Scott Gunderson, Attorney at Law

Attorney at Law

8600 Technology Way Suite 105

Reno, NV 89521

Telephone: 775 354-3593

Facsimile: 775 849-3195

www.scottgunderson.com

scott@scottgunderson.com

The Hartford

Senior Account Executive

2B Terrace Way

Greensboro, NC 27403

Telephone: 336-315-9015

ehardie@hartfordlife.com

www.hartfordlife.com

The Hartford

Senior Account Executive

504 E. Main St.

Salem, VA 24153-3518

Telephone: 540 387-9151

Facsimile: 860 392-5395

http://www.hartfordlife.com

david.hunter@hartfordlife.com

David Linehan

The Hartford

Account Executive

433 South Main Street, Suite 326

West Hartford, CT 06110

860-561-0867

David.Linehan@hartfordlife.com

www.hartfrodlife.com

The Hartford

Regional Vice President

8044 Montgomery Road Suite 565

Cincinnati, OH 45236

Telephone: 513 826-5040

smanning@hartfordlife.com

www.hartfordlife.com

Bohm, Matsen, Kegel & Aguilera, LLP

Partner

695 Town Center Dr. Ste. 700

Costa Mesa, CA 92626-7187

Telephone: 714 384-6500

Facsimile: 714 384-6551

http://www.jrmatsen.com

jmatsen@bmkalaw.com

Jeffrey R. Matsen is a graduate of Brigham Young University, cum laude, having received his law degree with honors (Order of the Coif) from UCLA's School of Law. He is currently partner in charge of the Estate Planning and Business Transactions Department of Bohm, Matsen, Kegel & Aguilera, LLP, which exclusively handles estate planning, asset protection, business formations and transactional matters, taxation and real property law.

Jeff has been named one of "America's Top 100 Attorneys" by Worth Magazine one of "California's Super Lawyers" by Los Angeles Magazine and has an AV rating for competency and ethics by Martindale-Hubbell.

Matsen regularly presents educational seminars for the California State Bar the National Business Institute, and has presented seminars for the California Society of Public Accountants the Orange County Bar Association and the National Association of Realtors in the fields of estate planning, asset protection and entity formation. Additional experience include law school professorships in the fields of Business Planning, Estate Planning, and Advanced Taxation. A Fellow of the Center of International Legal Studies, Jeff has served as a visiting professor at the law school in Maribor, Slovenia. He is certified in Business Appraisal by the National Society of Appraiser Specialists. Memberships include the International Society of Trust and Estate Practitioners ("STEP") the Offshore Institute the State Bar of California the American Bar Association and the Southern California Institute's Laureate Circle, which collaborates with the Advanced Wealth Studies Institute in providing strategic resources to prominent estate planning and business attorneys specifically serving affluent clientele.

Jeff has published several legal articles including "Asset Protection Planning" "Establishing the Price of Closely Held Business Buy-Sell Agreements" "A New Look at Business Buyout Agreements" "Formulating Buy-Sell Agreements and Valuing Closely Held Stock", as well as numerous seminar curricula.

He is admitted to practice in the United States District Court (Central District) the United States Supreme Court and the United States Tax Court.

www.JRMATSEN.com

www.EZCORP4.com

www.877PROBATE.com

695 Town Center Drive | Seventh Floor | Costa Mesa, CA 92626

Phone: 714.384.6500 | Fax: 714.384.6551

www.jrmatsen.com | www.ezcorp4.com | www.caestateplanning.com

The Hartford Financial Services Group, Inc.

Regional Vice President, Life Insurance Sales, Western Region

8044 Montgomery Rd. Ste. 565

Cincinnati, OH 45236-2921

Telephone: 513 826-5050

Facsimilie: 513 826-5049

http://www.hartfordlife.com

dan.mcdonald@hartfordlife.com

Red Hill Law Group, PC

1422 Edinger

Tustin, CA

David.Miller@RedHillLawGroup.com

www.redhilllawgroup.com

J. Terrence Moynihan is a Certified Specialist in Estate Planning, Trust and Probate Law*, a principal of the firm and is a frequent speaker on estate planning and related topics.

* State Bar of California Board of Legal Specialization

Terrence is a graduate of Gonzaga University School of Law, in Spokane, Washington. He also holds a bachelors degree in Economics from the University of Washington.

The Moynihan Law Firm

6529 Riverside Ave., Suite 155

Riverside, CA 92506-3118

Telephone: 951 781-1960

Facsimile: 951 682-5348

www.moynihanlawfirm.com

moynihanlawfirm@sbcglobal.net

Brian Nielson has been in estate planning for his entire career.

Brian S. Nielson, PLLC

Attorney and Counselor at Law

PO Box 7298

Pueblo West, CO 81007-1668

Telephone: 719 647-9761

Facsimilie: 719 647-9795

http://www.bsnpllc.com

brian@bsnpllc.com

Private Wealth Management Insurance Consultant

The Hartford

7100 East Pleasant Valley Road, Suite 230

Independence, OH 44131

Telephone: 216 986-6213

Toll Free: 800.777.3086, x66213

Art.Sobczak@hartfordlife.com

www.hartfordlife.com

Senior Vice President, Wealth Management Specialists

Wells Fargo Private Client Services

4475 Executive Drive, 1st Floor

San Diego, CA 92121

Telephone: (858) 597-4317

Facsimile: (858) 622-6848

stansbll@wellsfargo.com

www.wellsfargo.com

CPA and Partner

COBB, STEES & COMPANY, LLP

16476 Bernardo Center Drive, Suite 100

San Diego, CA 92128

Phone: 858-487-4580

Fax: 858-487-8033

laura@cobbstees.com

www.cobbstees.com

Laura Stees is a CPA, Business Strategist and Partner at Cobb, Stees & Company, LLP, with offices in Rancho Bernardo and San Marcos, CA. She is a member of the American Institute of Certified Public Accountants, the Society of California Accountants and the California Society of Certified Public Accountants in which she serves on the Members Insurance and Benefits Committee. Laura and her firm are members of RAN ONE, the world's largest international network of independent CPA firms, and are active members in the Chambers of Commerce in San Diego North, San Marcos, Vista and Oceanside.

Laura is also Founder of the Golden Goose Foundation, a graduate of the Poway Community Leadership Institute, Treasurer of the Blue Sky Community Foundation in Poway and a member Rancho Bernardo Sunrise Rotary Club.

At Cobb, Stees & Company, LLP, we strive to bring you a full range of accounting and business management services. In addition to theoretical training, I have hands-on, real- world experience in almost every aspect of my field - both as a CPA and as an accountant in the private sector. I focus on helping businesses reach their highest profit potential through tax minimization, retirement and succession planning, profitability analysis, using key performance indicators, clear explanations of financial statements and assistance with loan packages and budgeting. I have a personal passion for real estate investments and as both an investor myself and as a CPA, I enjoy helping fellow investors achieve their fullest investment potential and goals. These are just some of the ways we help clients gain control and direction I their business and personal financial matters. The list goes on, but the bottom line is, we give you the services you need to chart your course for financial success.

The Hartford

Senior Account Executive

605 Highway 169 N Suite 350

Plymouth, MN 55441

Telephone: 952 656-6704

Steve.Vardsveen@hartfordlife.com

www.hartfordlife.com

Estate Planning, Trust & Probate Specialist

Certified by the State Bar of California, Board of Legal Specialization

The Law Office of Diedre Wachbrit: A Professional Corporation Planning for Family Protection

4035 E. Thousand Oaks Blvd

Westlake Village, CA 91362-7227

Telephone: (866) Wachbrit

diedre@wachbrit.com

www.wachbrit.com

Recently nominated by Working Mother Magazine as a winner of "25 Best Small Companies in America," The Law Office of Diedre Wachbrit, APC is an Estate Planning, Asset Protection and Special Needs Planning firm in Westlake Village, California.

Ms. Wachbrit is one of the Nation's leading Estate Planning and Special Needs Planning Attorneys, founder of The National Academy of Special Needs Planners - a national organization of attorneys dedicated to improving the quality of Special Needs Planning, and a founding Member of the WealthCounsel Advisors Forum - an organization of premier providers of sophisticated legal planning.

Ms. Wachbrit is licensed to practice law in all California State Courts, the California Supreme Court, the United States Tax Court, and the United States Supreme Court. Diedre has been Certified by the California Board of Legal Specialization in Estate Planning, Trust, and Probate Law.

Ms. Wachbrit is a graduate of Stanford Law School. Prior to opening her law practice seven years ago, Ms. Wachbrit was a Senior Associate at the international consulting firm, McKinsey & Company, where she provided strategic business advice to some of the nation's largest and best-known firms. Prior to McKinsey & Company, Diedre was an Associate at Sullivan & Cromwell and at Kirkland & Ellis, both international law firms.

Ms. Wachbrit's teaching and speaking credits include:

Lorman, Long Beach, CA - "Special Needs Trusts: Planning for the Disabled and Elderly."

NBI, CA - Elder Law and the Probate Process

WealthCounsel LLC - "Legal Planning For Young Families" Scottsdale, AZ "Post Mortem Administration Workshop" San Diego, CA "Estate Planning 101"

SCInstitute, CA - "Special Needs Planning, Special Needs Trusts"

Autism Society, Ventura County, CA - "Special Needs Planning"

Amgen Corporation, Thousand Oaks, CA - "Tax strategies and estate planning for new residents of California" Top executives at Amgen Corporation

TAKA - Talk About Autism, San Fernando Valley Chapter - Special Needs Planning

CSUN Center for Persons with Disabilities - National Conference - "Nine Costly Mistakes to Avoid When Planning for a Special Needs Child"

La Leche League International - "Breastfeeding and the Law" National conference, WA, D.C.

Publications include articles in:

Working Mother Magazine as "Top 25 Small Businesses in America"

Apartment Finance Today

The Link

Quoted in Time magazine and Better Homes and Gardens magazine.

Profiled in the Ventura County Star

Diedre is the author of three widely used guides:

The Parents' Guide to Protecting Great Kids

The Family Asset Protection Guide and

The Family Business Survival Guide.

These Guides have been featured in numerous publications.

Diedre also authors two blogs:

Estate planning, asset protection and taxes: http://wachbrit.typepad.com

Special needs: http://wachbrit.typepad.com/special_needs_planning

Bank of the West- Wealth Management Division

24731 La Plata Drive

Laguna Niguel, CA 92677

Telephone: 949 797-1938

leonard.whitehorn@bankofthewest.com

www.bankofthewest.com

;®;

The Hartford

PWMIC

2 North LaSalle Street Suite 2600

Chicago, IL 60602

Telephone: 312 384-7724

Charles.Wold@hartfordlife.com

www.hartfordlife.com

Wood Financial Planners

331 Avenida La Cuesta

San Marcos, CA 92078

Telephone: (760) 761-0299

Facsimile: (760) 761-0179

http://williamwoodcfp.net

Being in control of your personal affairs takes as much forethought and effort as does having a successful career. You need an Financial Planner with the integrity to place you and your family first and the experience to deliver the results you need.

Education: Bachelors of Business Administration in Economics and Marketing, Gonzaga University, Spokane, Washington Certified Financial Planner, College of Financial Planning, Denver Colorado Retirement Planning Consultant, AG Edwards Estate and Trust Services Consultant, AG Edwards Accredited Asset Management Specialist, College of Financial Planning, Denver, Colorado Fellow of the Life Management Institute, Life Office Management Association, Atlanta, Georgia.

Member: Financial Planners Association

Positions: Principal and Founder of Wood Financial Planners Financial Consultant Merrill Lynch Financial Consultant AG Edwards CEO for two financial institutions Consultant for Land Development Founder and Principal of Cascade Financial Management, Inc. Commercial Lender and Banking Manager/Officer.

Community Service: Director, Board of Directors San Marcos Chamber of Commerce, President Rotary Club of San Marcos Director, Board of Directors Boys and Girls Club of San Marcos.

Personal: William and his wife Nancy are both active in their community, participating in a number of charitable and community service organizations. They enjoy time with friends and family. William is particularly proud of his work in Rotary supporting our Marines and Sailors. A Vietnam War Veteran, William served in the Americal Division as a Captain.